After almost a year of chucking and ducking and paperwork management and assorted bullshit, I have finally got all my retirement monies out of previous 401(k) arrangements and into a rollover IRA…with an actual professional manager running it. It’s mildly amusing to me to see “wealth management” in this guy’s business name, as the amount I’ve got him running probably amounts to a germ on a mite on a chigger on a flea on a hair on a wart on a frog on a knot on a log in the sea of finance.
If I’m honest, that’s unsettling right there. I was in grad school until age 25, then blew off the whole notion of “retirement savings” until I turned 33, got married, and got a full-time staff job out here. That’s a non-trivial amount of time to let something go – even a rudimentary index fund should have almost doubled my money by then – and I’d be lying if I didn’t admit that I don’t see how I’m going to be able to retire before 60 at least (and from the looks of things, they’re really trying to push that closer to 70). But then, twenty years ago I was just getting out of high school, which doesn’t seem like THAT long ago…which is disturbing. I want plenty of time for the money to build up, and plenty of time before I get old, but then, I want to be able to make something of my retirement when it happens…
Shit, this is going to get existential in a hurry. Better cut it off. What’s left over in the bin from NaBloPoMo?