Two predictions:
1) The LibDems won’t actually finish down 3 seats.
2) There’ll be another election by the end of the year.
Personally, I think the best outcome would be a hung Parliament and an awkward Tory-Lib Dem alliance until things settle down some. Although it’s truly ironic that after making his name as a financial wizard, Gordon Brown will be turfed out for a financial meltdown that’s mostly come and gone – and then be gone when things turn bad again. It’s almost Shakespearean.